THE SERVICE

Haji Portion Bailout. The Hajj pilgrim can propose funding for hajj with the requirement of paying administration fund of Rp. 1,500,000,-, opening arofah account of Rp. 1,100,000,-, ATM sharE of Rp. 500,000,-, Assakinah saving account of Rp. 375,000,-, and "materai" stamp of Rp. 25,000,-. The amount of maximum funding is Rp. 19,000,000,-. It is to be refunded in a year with the amount of the primary amount (qordh)

Qordh Funding is intended for UKM with the amount of Rp. 500,000,- to Rp. 1,000,000,- and for sick people/ poeple who gets accident with maximum amount of Rp. 3,000,000,- and it is paid for 10 months with the amount the same as teh primary amount without giving the result division. The source of the fund is from Qordh fund of Bank Muamalat.

Mudharabah Funding is the funding for business with the system of result division of 50%:50%. For the mean time, it is intended for students who do credit refill business.

Murabahah Funding/buy and sell is where kopsyah serves the order from various things needed by customer and kopsyah will buy and pay cash to vendor, while the customer can pay to kopsyah maximally for three years. Thus, Kopsyah has gain administration and margnial benefit. The funding that is done is to buy: computer, printer, laptop, handphone, house construction and renovation material, etc, with the total amount of Rp. 600,000,000,-

Wadiah is an activity done by customer by saving an amount of money that can be withdrawn anytime.

Saving: assakinah, hikmah, qurban, idul fitri, etc.

Infaq, shodaqoh and zakat (alms): receive infaq, shodaqoh, and zakat (alms)

Muamalah club is syirkah for alumni with the early saving of Rp. 100,000,-.

Syirkah for students in which students can invest of Rp. 10,000,- and will get result division.

Graduation Saving is a saving account for students that can only be withdrawn when the graduation ceremony begins. The minimum saving account is Rp. 10,000,-.

Credit